Better Benefits Don’t Require Bigger Budgets.
ICHRA
Based Health Coverage Solutions
With an Individual Coverage Health Reimbursement Arrangement (ICHRA), employers:
• Set a fixed monthly contribution instead of accepting annual premium increases
• Eliminate participation requirements and underwriting
• Give employees freedom to choose individual or family coverage that fits their needs
• Maintain the same tax advantages as a traditional group health plan
The Problem & The Solution
Your Health Plan Is the Only Major Expense You Don’t Control. ICHRA Changes That.
Common Employer Challenges:
• Rising annual premiums
• Limited plan participation
• One-size-fits-all coverage
• Unpredictable renewal costs
Red Hills Benefits Approach:
Red Hills Benefits helps employers transition from traditional group health insurance to Individual Coverage Health Reimbursement Arrangements (ICHRA) — a modern, compliant alternative that puts employers back in control.
What Is An ICHRA?
“Many employers see 40–60% reductions in healthcare spend compared to traditional group plans.”
Value Added Solutions & CTA
RHB Platinum Health Coverage Option:
An ICHRA allows employers of any size to reimburse employees—tax-free—for individual health insurance premiums and eligible medical expenses
Health Insurance Was Never Meant To Be A Guessing Game. ICHRA puts employers back in control.
• Comprehensive Coverage
Medical, hospital, preventive, and prescriptions
• Flexible Provider Networks
Access to primary care and specialists
• Preventive Care Focus
Designed to support long-term health
* Availability varies by carrier, state, and eligibility.
Additional Tax-Advantaged Benefits
• Primary & urgent care at no cost
• 24/7 virtual care
• Low or $0 prescription copays
• Preventive care coverage
• Mental health support
• Virtual pet care
RHB Section 125 Plan (Where Applicable)